Access before interest
Your salary is not a loan. We charge a flat, visible fee and never compound it.
Our mission
One app to improve your finance.
Nearly every worker we surveyed runs short before payday, and more than half do it every month. That gap is where informal lenders live. FINN was built to take that ground back.
Read the evidence
The problem is not budgeting. It's timing.
- 96.5%
- have run short of money before payday
- 54.5%
- run short every single month
- 83.6%
- say money stress affects their work
What we hold to
Four principles we don't trade away.
Guidance, not products
Every feature we ship has to make someone's month easier to plan, not harder.
Built for the majority
Designed with factory, retail, logistics and hospitality workers — not with private banking clients.
Inclusion by default
76.0% of our users say finding an alternative would be hard or very hard. We're that alternative.
Milestones
Where we're going.
Our targets through 2570, measured in people reached and baht released — not in valuation.
- ●
2569 Q1
500,000 users
Half a million Thai workers with earned wages in their pocket.
- ●
2569 Q3
Nationwide survey
5,615 users tell us what changed. 92.8% report a better quality of life.
- ●
2569 Q4
Financial education at scale
Localised lessons on debt, saving and interest inside the app.
Community comes with the job.
We work with Scholars of Sustenance to redirect surplus food to households under pressure. Financial stress and food insecurity sit in the same place, and we treat them that way.
80.4%
of our users had no access to a service like FINN before joining.
500,000+ workers reached across Thailand
Bring FINN to the people you employ.
If your workforce is paid monthly, they're carrying the gap. We can show you exactly what that costs — and what closing it changes.
