Budgeting that fits real life
See where the money goes each month and set limits that survive contact with reality.
Financial wellness for every employee
Less money stress at work means people stay.
FINN brings financial inclusion to your whole workforce — earned wage access, everyday money education and tools that build real habits. Employees carry less stress; you see higher retention and engagement.
Free for employersEducation + earned wage access500,000+ employees onboard
Trusted partners
Money that shows up when life does
96.5% of the workers we surveyed have run short before payday, and more than half do it every single month. FINN closes that gap without a loan.
- Withdraw earned salary from mid-month — in your bank within 15 minutes
- Flat fee shown up front — no interest, no rollovers
- Budgeting, saving goals and lessons built into the app
- 80.4% of users had never had access to anything like it
FINN user survey · Q3 2569
What changes when people can reach their own salary.
- 92.8%
- say their quality of life improved
- Only 0.6% reported it got worse.
- 87.1%
- worry less about money
- And the same share find a ฿5,000 emergency easier to cover.
- 80.4%
- never had access to anything like FINN
- Two thirds also had no easy alternative.
- 5,615
- workers surveyed in Thailand
- Across factories, retail, service and logistics teams.
How it works
Four steps between you and your own money.
- 1
Your employer joins FINN
No integration and no cost to the company. Your pay cycle stays exactly as it is.
- 2
Track what you've earned
Open the app and see your salary build up in real time, day by day.
- 3
Withdraw from mid-month
From the middle of each month your earned pay is ready to use, and it reaches your bank account within 15 minutes.
- 4
Repay automatically on payday
It's deducted from your next salary. 80% of users say repayment is no problem at all.
More than a withdrawal
A guide for every step of the way.
Learn as you go
Short lessons on debt, saving and interest — written for Thai workers, not bankers.
Costs you can actually see
81.1% of users say FINN's fees are clear before they withdraw. No compounding, ever.
Everything in one app
Wages, spending, savings goals and support live together on your phone.
Loved by 500,000 users across Thailand.
"I used to borrow from a lender at the market when my son needed school fees. Now I take what I've already earned and pay nothing extra on payday."
Ploy S.
Production supervisor, Samut Prakan
"The stress before payday used to follow me into work. It doesn't anymore."
Anan T.
Logistics, Bangkok
"My motorbike broke down on a Tuesday. I had it fixed the same afternoon."
Kanya P.
Retail associate, Chiang Mai
"It's the first time a financial app has been built for people like us."
Somchai R.
Warehouse team lead, Rayong
"I finally know exactly what I've earned mid-month. That alone changed how I plan."
Nut W.
Hospitality, Phuket
"Our turnover dropped and people talk about FINN in interviews. It costs us nothing."
Warunee K.
HR director, manufacturing
Ready to give your team their salary on time — every day?
Talk to us about rolling FINN out at your company. Setup takes weeks, not quarters, and costs your business nothing per employee.
